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The interest rate on a loan may be quoted as a flat rate (a fixed rate applied to the initial loan amount) or a reducing balance rate (a fixed rate applied to the loan outstanding).
Use this calculator to convert a flat rate of interest to a reducing balance equivalent rate.
This calculator is made available to you as a self-help tool for your independent use and is not intended to provide investment advice. While every effort has been made to ensure the accuracy of this calculator the results should be used as an indication only.
We do not guarantee the applicability or accuracy in regard to your individual circumstances. The calculator is not intended to be a substitute for professional financial advice.
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