Home Loans

Documents you need for Home Loan

  1. ID Proof- Passport copy / Emirates ID copy (for UAE Nationals)
  2. Income Proof
  • Salary certificate with salary transfer instructions
  • Salary Certificate
  • Original 2 years audited accounts for self employed individuals
  • Bank statement for last 6 months (from salary account if applicable)
  • Current credit card statement
  • Original property sales agreement from the developer showing property details, payment schedule and signatures from the purchaser and the developer.
  • 0 Valuation Fee with ADIB

    1. ADIB pays Valuation Fee- For the month of November ADIB is going to pay valuation fee ( usually starting at AED2,000) for its Home Loan customers. This is also the last month before the new cieling for Home Loans kicks in.
    2. Ready Property- Get finance at profit rate as low as 4.49%* p.a.
    3. New Property- ADIB has partnered with all the leading developers in UAE and offer their properties in a special arrangement.

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