ADCB Personal Loan for Expatriates
- Free ADCB Credit Card & up to 2 times salary overdraft.
- Special rates for priority customers.
- Free credit life insurance.
- Minimum salary must be AED 5000 p.m.
The maximum amount of finance offered is AED 1,500,000. Loan repayment up to 48 months.
The reducing rate of this finance is 5.49% and the equivalent flat rate is 3.03%.
The interest rate applicable depends on the salary.
- If the salary is between 5000-7,999 then the interest rate is 12.25%.
- If the salary is between 8000-11,999 then the interest rate is 9.99%.
- If the interest rate is between 12,000-14,999 then the rate is 7.99%.
- If the salary is between 15,000-19,999 then the interest rate is 6.99%.
- If the salary is above 20,000 then the interest rate is 6.25%.
- For privilege customers the rate is 5.99% and for excellency customers the rate is 5.49%
It is a requirement to transfer your salary to apply.