ADIB Personal Finance for Expats
Salary Transfer Loan
- Free VISA Cashback credit card.
- Free postponement option.
- Minimum salary must be AED 8,000 p.m.
- Takaful protection scheme is optional.
7.25 % p.a.
Maximum Loan Amount
Maximum Loan Tenure
Minimum Monthly Income/Salary
Salary Transfer Mandatory
Minimum Tenure in Employment
FEES & CHARGES
Late Payment Fees
Early Repayment Fee
1 % of Loan Outstanding
Life Insurance Fee
1.25 % of Loan Outstanding
- Personal finance available up to AED 1 Million for expats.
- It is a requirement to transfer your salary to apply.
Processing fee is 1% of finance amount (min AED 500 and Max AED 2,500).
- You require a minimum salary of AED 8,000 per month to be eligible.
- Al Etihad Credit Bureau fee of AED25 will be charged