ADIB Personal Finance for UAE Nationals
Salary Transfer Loan
- Free VISA Cashback credit card.
- First installment grace period up to 90 days
- Up to two free installment postponements every year
- Minimum salary must be AED 8,000 p.m.
- Takaful protection scheme is optional.
7.25 % p.a.
Maximum Loan Amount
Maximum Loan Tenure
Minimum Monthly Income/Salary
Salary Transfer Mandatory
Minimum Tenure in Employment
FEES & CHARGES
Late Payment Fees
Early Repayment Fee
1 % of Loan Outstanding
Life Insurance Fee
1.25 % of Loan Outstanding
Personal finance available up to AED 3 Million for UAE Nationals.
Processing fee is 1% of finance amount (min AED 500 and Max AED 2,500)
- Finance repayment period is up to 48 months.
- Al Etihad Credit Bureau fee of AED 25 will be charged