1. Move your money to a savings account that pays a high rate of interest while giving you the flexibility to withdraw your money when you need to. There are many banks that now offer e- saver accounts which offer full liquidity while paying you over 2% p.a.
2. Find a bank that offers free ATM cash withdrawals. Most banks in UAE offer free cash withdrawals but charge a small fee if you use the UAE Switch. If you use an ATM regularly and pay a charge for using it, it's time to change banks.