Najm is fully owned by Majid Al Futtaim with headquarters in Dubai. Najm provides wide range of products and services on credit cards and prepaid cards to meet the requirements of its valuable customers. As compared to other Banks they are a new provider in UAE. They are best known for the cash back feature at Carrefour. The major Credit cards offered by Najm are:

HSBC (The Hongkong and Shanghai Banking Corporation)


HSBC is the largest banking institution in the world and has a network across 74 countries. Initially the bank was named as British Bank of Middle East (BBME). In 1994, the headquarters shifted to Jersey and in 1999 the bank was renamed as HSBC.

HSBC was always known for its innovative products suitable for a wide range of customers. A few products offered by HSBC in UAE are mentioned below:

FGB (First Gulf Bank)


FGB is one of the leading bank with world class recognition on delivering products and services that meet all the client requirements and support UAE’s dynamic economy. FGB was established in 1979 with its headquarters in Abu Dhabi and branches across UAE. FGB also has its branches in Singapore, Qatar, Hong Kong, India and Libya.