Abu Dhabi Islamic Bank (ADIB)

ADIB or Abu Dhabi Islamic Bank, is a sharia compliant bank that delivers a unique solution to all financial needs for individuals and Companies. ADIB is named as the number one bank in UAE in Customer Service and most improved bank in customer service. ADIB was established in 1997 and has 70 branches and 460 ATM’s across UAE.

ADIB’s new initiative of ADIB Etihad Guest Covered Cards was named as “Best Islamic Card” in Middle East. This card is Sharia complaint and gives 50,000 Guest miles as welcome gift and more while using the card. ADIB also has an exclusive range for products for women, under the brand name Dana. The branches have highly skilled female relationship officers to attend to female customers.

ADIB has received Awards for Best Islamic Asset Management Company, Best Co-branded Card in Middle East Best Islamic Bank in Middle East by Euro money and Most Innovative Islamic Bank by Islamic Finance News. Some of the products and services offered by ADIB are:

  • ADIB Current Account: The Current Account is a Sharia compliant account. The minimum average balance for the account is AED3000 and minimum salary eligibility to open this account is AED 3000.
  • ADIB Electron Account: An account that is based on the Islamic principle Qard Hassan. It is an easy to use demand account with a minimum deposit of AED 3000.
  • ADIB Savings Account: The Savings Account is sharia compliant account that requires a minimum average balance of AED 5000 to be eligible for profit. Profit is declared quarterly for saving account holders.
  • ADIB Etisalat Gold Card: Etisalat Gold Card is a unique Card that offers EWtisalalt reward points for spend on the Card. The Card comes with 20,000 sign up Etisalat points that is equivalent to 10 hours free talk time. The Annual fee for this Card is AED 299. For every AED100 spent, the rewards on the card are equivalent to 10 minutes of UAE talk time.
  • ADIB Cashback Platinum Card: This Card is packed with 1% cash back on all purchases made through card.
  • ADIB Etihad Guest Miles Card: A Card that allows you to earn Etihad guest miles and redeem these for air tickets on Etihad Airways. You can earn 2 guest miles on every AED 4 spent. Spent AED 150,000 or more to enjoy free companion ticket voucher. Free 35,000 Etihad Guest Miles as welcome bonus.
  • ADIB Education Loan: Education Finance is available up to AED 250,000 with a 1% processing fee. The maximum repayment period is 48 months and minimum of AED5000 salary is required to be eligible for the loan.
  • ADIB Personal Finance: This is one of the most popular loans in UAE. The Sharia Compliant loan is available at profit rates starting from 6.25% reducing and 1% processing fee.