ADIB Etihad Credit Cards- Product Review

ADIB Etihad Credit Card

ADIB Etihad Guest Credit Cards are co-branded credit cards offering attractive airline miles, travel rewards and a variety of lifestyle benefits, thanks to a collaboration between ADIB and Etihad Airways.
ADIB offers three types of credit cards to its customers in this category – Classic, Gold and Platinum.

The MoneyCamel team has assorted all the important information and benefits you need to know about ADIB Etihad Credit Cards.

Here’s a list of the basic features which are common across the ADIB Etihad Guest Classic, Gold and Platinum Credit Cards:

  • To be eligible to apply, you need a minimum monthly salary of AED 5,000 if you transfer your salary to ADIB or AED 10,000 if you don’t transfer your salary to ADIB.
  • The profit rate is 2.83% per month for salary transfer customers and 2.99% per month for non-salary transfer customers.
  • You can enjoy an interest-free period of 55 days, beyond which you are required to repay minimum 5% of the amount due.
  • You can get up to 4 free supplementary cards for your family members. You have to pay the standard annual fee per card, fifth card onwards.
  • You can withdraw cash up to 100% of your credit card limit, and the cash withdrawal fee is 3% (or AED 75, whichever is higher).
  • There is optional Takaful protection available at a monthly fee of 50 fils for every AED 100 of the utilized cover amount.

Here are the specific benefits that each of the Etihad Guest credit cards offers to customers:

ADIB Etihad Guest Classic Credit Card:

  • Get a welcome bonus of 10,000 Etihad Guest Miles and earn attractive Etihad Guest Miles at a rate of 1.5 miles per AED 4 spent on your credit card.
  • Get free Classic membership to Autopal for round-the-clock roadside assistance.
  • You get free Travel Desk benefits like discounts on flight tickets and free ticket delivery to you.

ADIB Etihad Guest Visa Gold Credit Card:

  • Get a welcome bonus of 35,000 Etihad Guest Miles and earn Etihad Guest Miles at a rate of 2 miles per AED 4 spent on your credit card.
  • Get free Gold membership to Autopal for 24x7 roadside assistance. Also get 1 free car registration per year & free luxury car chauffeur service for 24 hours in case of an accident.
  • You can avail free Travel Desk benefits like discounted flight tickets, free ticket delivery & 2 free Marhaba services.
  • Get 2 free airport lounge visits at over 60 international airport lounges.
  • Get fast tracked to Etihad Silver Tier when you complete 4 return flights              within 1 year of card issuance.
  • Get 1 free Etihad ticket for a companion when your credit card spend reaches AED 150,000.

ADIB Etihad Guest Visa Platinum Credit Card:

  • Get a welcome bonus of 50,000 Etihad Guest Miles and earn Etihad Guest Miles at a rate of 2.5 miles per AED 4 spent on your credit card.
  • Get free Platinum membership to Autopal for 24x7 roadside assistance. Also get 1 free car registration per year & free luxury car chauffeur service for 24 hours in case of an accident.
  • You can avail free Travel Desk benefits like discounted flight tickets, free ticket delivery & 2 free Marhaba services.
  • Get 4 free airport lounge visits at over 60 international airport lounges.
  • Get fast tracked to Etihad Gold Tier when you complete 2 return flights within 1 year of card issuance.

Here’s a table for your quick reference, comparing some of the different features of these credit cards:

 

Classic Credit Card

Gold Credit Card

Platinum Credit Card

Annual Fee

AED 500

AED 1,000

AED 2,000

Miles required to pay Annual Fee

15,128

30,255

60,510

Welcome Miles

10,000

35,000

50,000

Miles (per AED 4 spent)

1.5

2

2.5

 

Read more and apply for your ADIB Etihad Guest Credit Cards.

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